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> How Much Are You Paying For Your Insurance?
XxVladxX
post Feb 6 2008, 01:48 PM
Post #21


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Hey guys i am new to the forum anyways i wish i had you insurance prices I pay 400 a month Gieco yey comes out to around 5000 a year yes i fucking hate it ONly 1 aciddent prior to this well it was total loss But i am also 19 now plus my car payment and that 100 a month gone. I forgot to say i am college student that with all fucking discounts good grades defensife driving multi car
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eg6motion
post Feb 6 2008, 05:12 PM
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QUOTE(XxVladxX @ Feb 6 2008, 11:48 AM)
Hey  guys i am new  to the  forum anyways  i wish i had you  insurance  prices I pay  400  a month  Gieco yey  comes out to  around  5000 a year  yes  i  fucking hate it  ONly  1  aciddent prior to this  well it was total loss But i am also  19  now plus my  car  payment  and  that  100  a  month  gone. I forgot  to say i am college student that with all fucking discounts  good  grades defensife  driving  multi car
[right][snapback]140700[/snapback][/right]

what? I would ask for a refund from whatever school you are going to...its not working

j/k :thumbsup:
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krnkimchi70
post Feb 7 2008, 12:55 AM
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i am sooo jealous... im 20, college student, male, no ticket, nothing... i pay 250ish/month... full coverage... this sucks.. i wish i was atleast 21 or 25 then my prices will go down....
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EMC 3000gt
post Feb 7 2008, 01:41 AM
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21 not the best history, Live in jersey, 3000/year full coverage on the Scion and the 3000GT
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MemphoMan
post Feb 7 2008, 08:51 AM
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QUOTE(sutherlandjl @ Feb 6 2008, 09:32 AM)
I pay around $850/ year for 2007 Outlander and 2008 Lancer with USAA. Full coverage of course.
[right][snapback]140678[/snapback][/right]


USAA is great! Love the rebate at Christmas time. So are you a brat or a service member? I'm an Army brat.
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Raabell
post Feb 7 2008, 09:58 AM
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I pay around 140$?month, Mitsubishi Lancer 2.0 tdi 2008.Europe/Romania/Bucharest!
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rox
post Feb 7 2008, 04:11 PM
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Canada/Alberta here.
Paying roughly 3000/yr for full coverage.

Mostly due to my age, collision alone is over 1600.
Should go down by much when I turn 25.
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KaranB
post Feb 8 2008, 11:12 AM
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**** bro! Thats quite an amount. I'm paying about $2500 for the year, full coverage. I'm 23 and never been insured before either. Although thats after factoring in a discount from Meloche Monnex for APEGGA members I believe. Who are you going to for insurance?
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GurlDelirium
post Feb 8 2008, 03:31 PM
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We switched to military insurance and are paying around 94 dollars a month for full coverage on 2 cars. It also includes renters insurance on our home.

When we had Geico we were paying nearly 400 bucks a month, and come to find out they had dropped us from full to liability b/c when my hubby got in a wreck they said " OH U WERE SUPPOSED TO HAVE AN INSPECTION DONE AT THE BEGINNING OF THE YEAR...SOOO VERY SORRY WE DROPPED YOU DOWN TO LIABILITY" We were paying the same amount and everything... they just did it to get out of paying for his accord when it was wrecked....needless to say, I don't advise having Geico...we got stuck paying off the remaining 3k and had to buy another car as well
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GurlDelirium
post Feb 8 2008, 03:35 PM
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QUOTE(Eagles GTS 08 @ Feb 5 2008, 09:40 AM)
I pay 170 a month and too lazy to do the math for the year total.  I have never had a violation or accident. I do have three strikes against me- Unmarried, 20 yrs old, male.

Thats with military and student discounts and the cheapest I could get.  Everywher ekse wanted over 250 a month
[right][snapback]140372[/snapback][/right]


you need to call USAA . There are for military online and VERY VERY CHEAP.....its crazy how cheap, and they are a really great INS CO. im sure they have a website or something
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SixFeetDeep
post Feb 9 2008, 10:16 PM
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I am right around $59 a month!! State Farm with full coverage & a $500 deductable.


I'm 35 no accidents or speeding tickets or anything......buried....er I mean married LOL with kids.


So yeah it pays to not get into trouble!

Being accident free saves you guys around $80 every 6 months.
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wombatmatty
post Feb 10 2008, 03:41 AM
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Wow. I feel really good now. I'm just under $600 per year.
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monroejs2003
post Feb 10 2008, 10:53 PM
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almost $80 a month with a $500 deductible through Erie. It is fairly cheap.
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rox
post Feb 13 2008, 12:39 PM
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QUOTE(KaranB @ Feb 8 2008, 09:12 AM)
**** bro! Thats quite an amount. I'm paying about $2500 for the year, full coverage. I'm 23 and never been insured before either. Although thats after factoring in a discount from Meloche Monnex for APEGGA members I believe. Who are you going to for insurance?
[right][snapback]141121[/snapback][/right]


Meloche Monnex as well. With discount for NAIT Alumini.
But I have some speeding tickets still on file.
Also 23.
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KaranB
post Feb 13 2008, 01:53 PM
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1 1/2 years till i turn 25, I wonder how much it will go down then? Assuming my record stays clean.
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rox
post Feb 13 2008, 02:23 PM
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QUOTE(KaranB @ Feb 13 2008, 11:53 AM)
1 1/2 years till i turn 25, I wonder how much it will go down then? Assuming my record stays clean.
[right][snapback]142141[/snapback][/right]


I was actually trying to find that out the other day. But the guy I was talking to didn't give me any numbers.
He said there are a lot of factors.
Such as the clean record, the type of vehicle etc.

But what we're getting raped on is the collision which on a brand new vehicle for young people is ridicules.

I don’t really have the knowledge or authority to say for sure what the difference would be. But I would expect at least $1000, that’s what I’m hoping for anyway.
But a clean record does help for sure, so take er easy out there.

I’ve been “nice” for a while here but I still have one ticket that will stay on my record for the next 2.5 years. Apparently they keep the record for 3 years, at least in Canada they do. Or more specifically Alberta, not sure what the other provinces do.
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Playboyfoyalife
post Feb 15 2008, 04:30 AM
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What insurance companies do you guys use??? I want to avoid the 300+ a month payments. The only companies i can think of are allstate, geico, and progressive. USAA wont cover me because im not in the military nor is anyone in my family. Ill check out state farm right now though.. i overlooked the 59 a month post wit state farm.
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Morty8833
post Feb 23 2008, 04:58 PM
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Im only paying $1500 a year for full coverage through Geico with a military discount and being 19
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brandnew3
post Feb 24 2008, 02:15 AM
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forget geico. they wanted $745 a month for me. 19yr clean record. but still liberty mutual is the cheapets quote for 283 a month. Being young sux.
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GurlDelirium
post Mar 1 2008, 03:42 AM
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QUOTE(Morty8833 @ Feb 23 2008, 04:58 PM)
Im only paying $1500 a year for full coverage through Geico with a military discount and being 19
[right][snapback]144665[/snapback][/right]




geico sux.....if you get in an accident they will do EVERYTHING to get our of paying it....even make up crap to not have to pay it.....

I would suggest that as soon as your rate goes down with other insurance groups, you should switch.
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