Thx for the co-signing tip. I never knew what it meant until now. I remember in the movie "The Departed" matt damon is going to buy/rent an apartment in boston and the agent says its too expensive for a state detective. Matt damon looks at him like hes an ***** and says "i have a co-signer" So now i get it... So you really opened my eyes to how long good credit will take to move up even with paying everything on time and being a good manager of your money.. CO-signing with "mommy" is the way to go! :)
My colors for the car now have slimmed down to Blue or White... Can't really decide but I think blue would look tight with a carbon fiber hood with black rims and tinted windows like this pic -->
http://memimage.cardomain.net/member_image...558_18_full.jpgBut since white seems like it has potential, could you guys show me some tricked out white pics??? I'd love to see them. Try to convince me into getting a white cuz im still debating. Show me some pics of your cars! Id love to see them
White has me a little ehhh i duno but prove me wrong :)
About the insurance companies, I'll try state farm, erie, or hmm i dunno any other suggestions?? Im still young and id like to pay around 100-200 instead of the insane 300-400 rate they have in allstate.
By the way, I'm going to the bank tomorrow to open my OWN personal checkings and savings account and i'm going to apply for a credit card so I can start a credit score finally. I've been in a joint one with my parents for a while now but its not mine. I think its time to grow up and start doing *** responsibly. I was even thinking about paying life insurance every month + the car payments + the car insurance to help boost my credit fast.. What do you guys think???
So from what I understand co-signing with my parents still gives me the power to build up my own credit regularly just as if i didnt co-sign right?? I want equal opportunities! What i mean is will co-signing for things take longer for me to build up my credit rather than lets say if i didnt have a co-signer? ehh.. Basically does having my parents co sign slow down my future credit score than if i were to do it alone? Yes i asked the same question 3 times just so you guys could understand what im saying.. i dont know much about banks and lending money and co-signing and credit scores or w/e so im learning as i go. I find it so interesting though :)
My credit can be built up fast if I pay for things like the car, life insurance, car insurance, etc right??? Those arent little monthly payments like buying a stupid hat at lids every month. this might add up to $600-$1000 every month. I hope spending that much money and at the same time saving money will boost my credit score quick right?? Sorry if i sound n00bish. I just need to know :)
So ANYWAYS sorry if im boring you guys now... Back to the real topic white or blue?
Pat